Descripción de la oferta
About Crossmint
Crossmint is the leading enterprise‑grade, all‑in‑one stablecoin infrastructure enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale. Trusted by more than 40,000 clients, including global leaders such as MoneyGram, WireX, and Toku, Crossmint offers embedded smart wallets, on/off‑ramps, cross‑chain stablecoin orchestration, token checkout, and other blockchain primitives through simple, developer‑friendly APIs. Backed by Ribbit Capital, Franklin Templeton, and other top investors, Crossmint is entering a new phase of growth with MiCA approval and a focus on EU‑wide regulatory coverage.
Location
We have offices in Madrid, and we are also open to a full‑remote setting from Spain.
Type of Employment
Full‑time, indefinite contract.
The Role
We are looking for an EU AML Lead to take full ownership of Crossmint’s anti‑money laundering framework across Europe. This senior, high‑impact role reports directly to the General Counsel and involves direct exposure to regulators, auditors, and executive leadership.
The candidate will be immediately appointed AMLRO with SEPBLAC, becoming the named individual responsible for AML matters in Spain while supporting Crossmint’s broader European regulatory strategy. This role combines strategic ownership with hands‑on execution, including setting direction, reviewing escalations, overseeing complex onboardings, and ensuring real‑world program effectiveness.
What You’ll Do
Own EU AML Strategy and Execution
Design, implement, and maintain Crossmint’s AML framework in line with EU directives, MiCA requirements, and local regulations.
Partner closely with Legal to ensure policies, procedures, and controls scale with the business.
Regulatory Engagement as AMLRO
Act as the primary AML point of contact for regulators, auditors, and banking partners.
Lead regulatory filings and supervisory interactions as AMLRO with SEPBLAC.
Hands‑On Risk Management
Review escalations involving high‑risk users, transactions, or counterparties.
Supervise onboarding of large, strategic, or complex enterprise clients.
Lead enhanced due diligence cases and determine risk outcomes.
File SARs and manage special investigations when required.
Strengthen Internal Controls
Design and monitor AML‑related controls to mitigate financial crime, fraud, and regulatory risk.
Ensure alignment with broader compliance frameworks such as SOC 2, ISO, and DORA.
Cross‑Functional Collaboration
Work closely with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs.
Influence product design to ensure compliance by default.
Build and Champion AML Culture
Train teams across the company on AML responsibilities and risk awareness.
Position compliance as a growth enabler, not a blocker.
What We’re Looking For
Essential: Bilingual/C2 Spanish, as you will be interacting regularly with the Spanish regulator.
6+ years of experience in AML, compliance, internal controls, risk management, and audit.
Proven expertise in KYC/KYB, AML, sanctions screening, SAR preparation, and fraud detection.
Familiarity with MiCA/VASP, GDPR, DORA, SOC2, ISO, and related frameworks. Blockchain or crypto compliance experience is a strong plus.
Web3 experience and strong knowledge of on‑chain analysis tools (Elliptic, Chainalysis, Persona, Notabene) is highly desirable.
Experience with global AML frameworks: EU Fifth Directive, US Bank Secrecy Act, FATF Recommendations, etc. as they apply to fintech and payment services.
Relevant certifications (e.g., CAMS, CISA, CIA) are a plus.
Excellent analytical, communication, and stakeholder management skills.
A proactive, pragmatic mindset. Comfortable leading strategy while getting into details when needed. Works well under pressure in a high‑stakes environment.
Why Join Crossmint?
Own a critical function: Build and lead AML for a company shaping the future of regulated on‑chain finance in Europe.
Regulatory exposure: Work directly on MiCA implementation and EU regulatory engagement from the inside.
Leadership growth: Opportunity to build and lead a compliance team.
High impact: Your work directly enables product expansion, partnerships, and market access.
Fast‑paced environment: Operate at the intersection of regulation, technology, and global finance.
Benefits
Highly competitive compensation.
Unlimited paid time off.
Company laptop.
Two performance reviews annually – the first covers ratings, bonuses, and promotions; the second includes salary adjustments reflecting inflation and market conditions.
Annual home‑office and productivity stipend.
Daily stipend for in‑office meals and/or commuting to the office.
Three company‑paid off‑sites each year (recent: Miami, Lisbon, Medellín, Panamá).
Health and dental insurance fully covered by Crossmint.
Flexible retribution with tax benefits through Cobee.
Talent research indicates that women are often less inclined than men to apply for a role unless they have experience in 100% of the listed skills. However, this list is only a guide. We welcome your application even if you feel you meet around 75% of the requirements. At Crossmint, we believe skills can be learned, and diversity makes us stronger.
We work to foster a respectful environment where each person can be their authentic self, free from harassment, racism, and any form of discrimination. We proudly uphold our commitment to diversity and inclusion as an equal‑opportunity employer, and this policy applies to all employment practices within our organization.
Please note that Crossmint never conducts AI‑based interviews, and all of our processes include an initial video call with a team member. Crossmint will not request your personal identification documents or any payment at any point during your interview process. Please stay vigilant about potential fraud. If you receive an email that claims to be from Crossmint but ends with any domain other than @crossmint.com, @crossmint.io, or @paella.dev, it is not from us. We own these three domains listed above, and they are the only legitimate ones.
If you need any assistance completing any forms, or participating in the process, please let our Talent Team know.
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